Merchant Integration Endpoints - POS API

These endpoints support Merchant integrations of Flexiti services.

POST /oauth/token

https://{posapi_url}/flexiti/pos-api/v2.5/oauth/token

Please note the parameters should not be passed as Query string, the service is expecting an application/x-www-form-url encoded payload.

This service Authenticates the developer user and provides a Bearer Token that needs to be used as part of every future request.

The refresh token is used to get a new access token when the current one is about to expire. It cannot be refreshed after it is expired

In order to use it add the refresh token (provided in the original /oauth/token call) and change the grant_type to refresh_token.

Scope Parameter Usage

For the token endpoint there are two possible scopes: merchant or customer.

A token with a merchant scope will be allowed for all endpoints
A token with a customer scope will be allowed in all endpoints required by customer facing UI, other endpoints will considered this token invalid.

The endpoints that should be called using a customer scope should be:

POST /client-id/{client_id}/i18n
GET /client-id/{client_id}/terms-and-conditions
POST /client-id/{client_id}/customers/driverslicense
POST /client-id/{client_id}widget/init
POST /client-id/{client_id}/apply
POST /client-id/{client_id}/accounts/{account_number}/close
POST /client-id/{client_id}/accounts/{account_number}/calculate-interest
POST /client-id/{client_id}/account/{account_number}/verify
POST /client-id/{client_id}/authorization

Request Parameters:

Type	Parameter	Required	Details
FORMDATA	client_id	Yes	ASCII string (100) This is the Client ID given in the Developer User Account section
FORMDATA	client_secret	Yes	ASCII string (100) This is the Client Secret given in the Developer User Account section
HEADER	x-reference-id	Yes	ASCII string (32) GUID Unique identifier for the flow for traceability purposes
BODY	grant_type		ASCII string This is the client's access type possible values: 'password', 'refresh_token', 'client_credentials' default value: 'client_credentials'
BODY	refresh_token		ASCII string only to be used with the grant_type: refresh_token. It should be the refresh_token attribute in the last response of this method.
BODY	scope		ASCII string Available values: ‘customer', 'merchant’ Default value: merchant

Example Request:

{
    "client_id": "flexitidemo",
    "client_secret": "77xde15a-9d33-4c15-930a-3se4b3as33e9",
    "grant_type": "client_credentials",
    "scope": "merchant"
}

Response Parameters:

Type	Parameter	Details
BODY	access_token	Bearer token to be used in subsequent calls
BODY	expires_in	Time, in seconds, that the token will last
BODY	refresh_token	Token to be used to refresh the access_token

Success Response:

{
    "token_type": "bearer",  
    "access_token": "2d8f373a3c2b1e61baf5a7769930ff4f0e08cdb0",  
    "expires_in": 1200,  
    "refresh_token": "36e0fc3d7415145f4b1d71512c459fd6eaa13aa8",
    "scope": "merchant"
}

GET /client-id/{client_id}/i18n

https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/i18n

Or

https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/i18n/{key}

This endpoint will return information for form value and messaging purposes
You can retrieve all information or filter for specific messages using a key in the URL

Request Parameters:

Type	Parameter	Required	Details
HEADER	authorization	Yes	ASCII string (40) This is the word “Bearer” with a space and then the access_token given in oauth/token API response Default value: Bearer {insert_bearer_token_from_oauth_here/token_api}
HEADER	x-reference-id	Yes	ASCII string (32) GUID Unique identifier for the flow for traceability purposes
PATH	client_id	Yes	ASCII string (100) This is the Client ID given in the Developer User Account section
QUERY	lang		ASCII string (5) Customer Preferred language Available values: (en=English) or (fr=French) Default value: en
QUERY	{key}		ASCII string (1000) Specific values can be used to filter the response Not passing a value will response with all messages. Available values: salutation provinces security_id govid_type govid_issued_by occupation transaction_type plan_id qcpa_disclosure insurance insurance_tc annual_fees

Success Response:

{
    "salutations": {
        "mr": "Mr.",
        "ms": "Ms.",
        "mrs": "Mrs.",
        "mss": "Miss."
    },
    "provinces": {
        "AB": "Alberta",
        "BC": "British Columbia",
        "MB": "Manitoba",
        "NB": "New Brunswick",
        "NL": "Newfoundland & Labrador",
        "NS": "Nova Scotia",
        "NT": "Northwest Territories",
        "NU": "Nunavut",
        "ON": "Ontario",
        "PE": "Prince Edward Island",
        "QC": "Quebec",
        "SK": "Saskatchewan",
        "YT": "Yukon Territory"
    },
    "security_ids": {
        "4": "What is the name of your favourite childhood friend?",
        "5": "What is the country of your ultimate dream vacation?",
        "6": "What was the first concert you attended?",
        "7": "What is the name of the street you grew up on?",
        "8": "What is the name of your first grade teacher?",
        "9": "What is your favourite movie?"
    },
    "govid_types": {
        "CADL": "Driver's Licence",
        "CAHC": "Health Card",
        "CAPID": "Provincial ID Card",
        "CAP": "Passport",
        "CAPRC": "Permanent Resident Card",
        "CAICBC": "Insurance Corporation of British Columbia",
        "CAAR": "Alberta Registries",
        "CASGI": "Saskatchewan Government Insurance",
        "CADSNS": "Department of Service Nova Scotia and Municipal Relations",
        "CADPPEI": "Department of Transportation and Public Works of the Province of Prince Edward Island",
        "CASNB": "Service New Brunswick",
        "CADGSNF": "Department of Government Services and Lands of the Province of Newfoundland and Labrador",
        "CADTNW": "Department of Transportation of the Northwest Territories",
        "CADCTN": "Department of Community Government and Transportation of the Territory of Nunavut",
        "CACSC": "Correctional Service Canada identification card (with the individual's name and photograph)",
        "CAGCEC": "Government of Canada employee identity card (with the individual's name and photograph)",
        "CALCB": "Liquor Control Board Age of Majority (BYID) card",
        "CACFL": "Canadian Firearms licence",
        "CACFID": "Canadian Forces identification card",
        "CAMPIC": "MPIC card issued by the Manitoba Public Insurance Corporation",
        "CACAID": "NEXUS or CANPASS Air membership card (issued by Canada Border Services Agency)"
    },
    "govid_issued_bys": {
        "option_depends": {
            "CADL": {
                "AB": "Alberta",
                "BC": "British Columbia",
                "MB": "Manitoba",
                "NB": "New Brunswick",
                "NL": "Newfoundland & Labrador",
                "NS": "Nova Scotia",
                "NT": "Northwest Territories",
                "NU": "Nunavut",
                "ON": "Ontario",
                "PE": "Prince Edward Island",
                "QC": "Quebec",
                "SK": "Saskatchewan",
                "YT": "Yukon Territory"
            },
            "CAHC": {
                "BC": "British Columbia",
                "NB": "New Brunswick",
                "NL": "Newfoundland & Labrador",
                "NT": "Northwest Territories",
                "NU": "Nunavut",
                "QC": "Quebec",
                "SK": "Saskatchewan",
                "YT": "Yukon Territory"
            },
            "CAPID": {
                "ON": "Ontario"
            },
            "CAP": {
                "CANADA": "Canada"
            },
            "CAPRC": {
                "CANADA": "Canada"
            },
            "CAICBC": {
                "BC": "British Columbia"
            },
            "CAAR": {
                "AB": "Alberta"
            },
            "CASGI": {
                "SK": "Saskatchewan"
            },
            "CADSNS": {
                "NS": "Nova Scotia"
            },
            "CADPPEI": {
                "PE": "Prince Edward Island"
            },
            "CASNB": {
                "NB": "New Brunswick"
            },
            "CADGSNF": {
                "NL": "Newfoundland & Labrador"
            },
            "CADTNW": {
                "NT": "Northwest Territories"
            },
            "CADCTN": {
                "NU": "Nunavut"
            },
            "CACSC": {
                "CANADA": "Canada"
            },
            "CAGCEC": {
                "CANADA": "Canada"
            },
            "CALCB": {
                "AB": "Alberta",
                "BC": "British Columbia",
                "MB": "Manitoba",
                "NB": "New Brunswick",
                "NL": "Newfoundland & Labrador",
                "NS": "Nova Scotia",
                "NT": "Northwest Territories",
                "NU": "Nunavut",
                "ON": "Ontario",
                "PE": "Prince Edward Island",
                "QC": "Quebec",
                "SK": "Saskatchewan",
                "YT": "Yukon Territory"
            },
            "CACFL": {
                "CANADA": "Canada"
            },
            "CACFID": {
                "CANADA": "Canada"
            },
            "CAMPIC": {
                "MB": "Manitoba"
            },
            "CACAID": {
                "CANADA": "Canada"
            }
        }
    },
    "occupation_ids": {
        "options": {
            "FE": "Full-time Employment",
            "PE": "Part-time Employment",
            "SE": "Self-Employed",
            "RT": "Retired",
            "ST": "Student",
            "HM": "Homemaker",
            "DS": "Disability",
            "SW": "Seasonal Worker",
            "UE": "Unemployed with income",
            "UW": "Unemployed without income",
            "OT": "Other"
        }
    },
    "transaction_types": {
        "promotional_purchase": "Financed Purchase",
        "regular_purchase": "Revolving Purchase"
    },
    "plan_ids": {
        "1": "90 Days Grace, Equal Payments Regular Interest",
        "2": "Equal Payments, Low Interest",
        "4": "Equal Payments, Regular Interest",
        "5": "Equal Payments, No Interest",
        "6": "No Interest, No Payments (S.A.C.)",
        "7": "No Interest, No Payments",
        "9": "No Interest, Minimum monthly payments"
    },
    "qcpa_disclosure": "...",
    "insurance": "...",
    "insurance_tc": "...",
    "annual_fees": "..."
}

https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/widget/init

The Flexiti widget is used in high orchestration scenarios, such as customer verification, using a UI component as an entry point to the Flexiti credit application and purchase flows.

For full Widget documentation start here - Flexiti Widget - Online Channel - POS API

Merchant Integration Endpoints - POS API

POST /oauth/token

Scope Parameter Usage

Request Parameters:

Example Request:

Response Parameters:

Success Response:

GET /client-id/{client_id}/i18n

Request Parameters:

Success Response:

POST /client-id/{clientId}/widget/init