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Endpoints: Authentication

Required mechanisms to authenticate a 3rd party session and trigger the integration to the API.

POST /oauth/token

Code Block
https://posapi-training.flexiti.fi/flexiti/pos-api/v2.5/oauth/token

Please note the parameters should not be passed as Query string, the service is expecting an application/x-www-form-url encoded payload.

This service Authenticates the developer user and provides a Bearer Token that needs to be used as part of every future request.

The refresh token is used to get a new access token once the current one has expired.

In order to use it add the refresh token (provided in the original /oauth/token call) and change the grant_type to refresh_token.

Scope Parameter Usage

For the token endpoint there are two possible scopes: merchant or customer.

  • A token with a merchant scope will be allowed for all endpoints

  • A token with a customer scope will be allowed in all endpoints required by customer facing UI, other endpoints will considered this token invalid.

The endpoints that should be called using a customer scope should be:

...

POST /client-id/{client_id}/merchants/login

...

POST /client-id/{client_id}widget/init

...

POST /client-id/{client_id}/apply

...

GET /client-id/{client_id}/terms-and-conditions

...

POST /client-id/{client_id}/information

...

These endpoints support Merchant integrations of Flexiti services.

Table of Contents

...

POST /oauth/token

Code Block
https://{posapi_url}/flexiti/pos-api/v2.5/oauth/token

Please note the parameters should not be passed as Query string, the service is expecting an application/x-www-form-url encoded payload.

This service Authenticates the developer user and provides a Bearer Token that needs to be used as part of every future request.

The refresh token is used to get a new access token when the current one is about to expire. It cannot be refreshed after it is expired

In order to use it add the refresh token (provided in the original /oauth/token call) and change the grant_type to refresh_token. More information available here: How to Implement the Refresh Token

Scope Parameter Usage (IMPORTANT)

For the token endpoint there are two possible scopes: merchant or customer.

  • A token with a customer scope will be allowed in all endpoints required by customer facing UI, other endpoints will considered this token invalid

    • When to use: for Online channel implementations during the application and authorization flows (outlined below).

  • A token with a merchant scope will be allowed for all endpoints

    • When to use: for In-store channel implementations, or Online channel back office processes like capturing an authorization, releasing, refunding/returning, etc.

The endpoints that should be called using a customer scope should be:

  • POST /client-id/{client_id}/i18n

  • GET /client-id/{client_id}/accounts/:account_number/calculate-interestterms-and-conditions

  • POST /client-id/{client_id}/customers/driverslicense

  • POST /client-id/{client_id}widget/authorization

Request Parameters:

...

Type

...

Parameter

...

Required

...

Details

...

FORMDATA

  • init

  • POST /client-id/{client_id

...

Yes

...

  • ASCII string (100)

  • This is the Client ID given in the Developer User Account section

...

FORMDATA

...

client_secret

...

Yes

...

  • ASCII string (100)

  • This is the Client Secret given in the Developer User Account section

...

BODY

...

grant_type

...

  • ASCII string

  • This is the client's access type

  • possible values: 'password', 'refresh_token', 'client_credentials'

  • default value: 'client_credentials'

...

BODY

...

refresh_token

...

  • ASCII string

  • only to be used with the grant_type: refresh_token.

  • It should be the refresh_token attribute in the last response of this method.

...

BODY

...

scope

...

  • ASCII string

  • Available values: ‘customer', 'merchant’

  • Default value: merchant

Example Request:

Code Block
languagejson
{
    "client_id": "flexitidemo",
    "client_secret": "77fde15a-9d33-4e15-930a-76e4b3ae33e9",
    "grant_type": "client_credentials",
    "scope": "merchant"
}

Response Parameters:

...

Type

...

Parameter

...

Required

...

Details

...

BODY

...

access_token

...

Yes

...

  • Bearer token to be used in subsequent calls

...

BODY

...

expires_in

...

Yes

...

  • Time, in seconds, that the token will last

...

BODY

...

refresh_token

...

Yes

...

  • Token to be used to refresh the access_token

Success Response:

Code Block
{
    "token_type": "bearer",  
    "access_token": "3d8f373a9a2b1e61baf5abb69930ff4f0e08cdb0",  
    "expires_in": 1200,  
    "refresh_token": "36e0fc3d7415185f4b1d71512c459fd6eaa13aa8"
}

POST /client-id/{client_id}/merchants/login

Code Block
https://posapi-training.flexiti.fi/flexiti/pos-api/v2.5/client-id/flexitidemo/merchants/login?lang=en

This service will log in the Merchant session and provide back an updated version of the list of parameters based on the language variable provided. This is required within the session to ensure the Merchant has the latest version of all parameters.

Request Parameters:

...

Type

...

Parameter

...

Required

...

Details

...

HEADER

...

bearer token

...

Yes

...

  • ASCII string (1000)

  • This is the word “Bearer” with a space and then the access_token given in oauth/token API response

  • Default value: Bearer {insert_bearer_token_from_oauth_here/token_api}

...

PATH

...

client_id

...

Yes

...

  • ASCII string (100)

  • This is the Client ID given in the Developer User Account section

...

QUERY

...

lang

...

  • ASCII string (2)

  • Customer Preferred language

  • Available values: (en=English) or (fr=French)

  • Default: en

...

BODY

...

merchant_username

...

  • ASCII string

  • Optional information to log in a specific Sales Representative or Merchant location

...

BODY

...

merchant_password

...

  • ASCII string

  • Optional information to log in a specific Sales Representative or Merchant location

Example Request:

Code Block
breakoutModewide
languagejson
{
    "merchant_username": "merchantonline",
    "merchant_password": "dice-manila-purism"
}

Response Parameters:

...

Type

...

Parameter

...

Required

...

Details

...

BODY

...

merchant_name

...

Yes

...

  • ASCII string (130)

  • Name of the merchant authenticated

...

BODY

...

merchant_id

...

Yes

...

  • number (10)

  • ID of the merchant authenticated

...

BODY

...

form_values

...

Yes

...

  • ASCII strings

  • Various values used in the credit application form

Success Response:

...

breakoutModewide
languagejson

...

  • }/apply

  • POST /client-id/{client_id}/accounts/{account_number}/close

  • POST /client-id/{client_id}/accounts/{account_number}/calculate-interest

  • POST /client-id/{client_id}/account/{account_number}/verify

  • POST /client-id/{client_id}/authorization

Request Parameters:

Type

Parameter

Required

Details

FORMDATA

client_id

Yes

  • ASCII string (100)

  • This is the Client ID given in the Developer User Account section

FORMDATA

client_secret

Yes

  • ASCII string (100)

  • This is the Client Secret given in the Developer User Account section

HEADER

x-reference-id

Yes

  • ASCII string (32)

  • GUID

  • Unique identifier for the flow for traceability purposes

BODY

grant_type


  • ASCII string

  • This is the client's access type

  • possible values: 'password', 'refresh_token', 'client_credentials'

  • default value: 'client_credentials'

BODY

refresh_token

  • ASCII string

  • only to be used with the grant_type: refresh_token.

  • It should be the refresh_token attribute in the last response of this method.

BODY

scope

  • ASCII string

  • Available values: ‘customer', 'merchant’

  • Default value: merchant

Example Request:

Code Block
languagejson
{
    "client_id": "flexitidemo",
    "client_secret": "77xde15a-9d33-4c15-930a-3se4b3as33e9",
    "grant_type": "client_credentials",
    "scope": "merchant"
}

Response Parameters:

Type

Parameter

Details

BODY

access_token

  • Bearer token to be used in subsequent calls

BODY

expires_in

  • Time, in seconds, that the token will last

BODY

refresh_token

  • Token to be used to refresh the access_token

Success Response:

Code Block
{
    "token_type": "bearer",  
    "access_token": "2d8f373a3c2b1e61baf5a7769930ff4f0e08cdb0",  
    "expires_in": 1200,  
    "refresh_token": "36e0fc3d7415145f4b1d71512c459fd6eaa13aa8",
    "scope": "merchant"
}

...

GET /client-id/{client_id}/i18n

Code Block
https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/i18n

Or

Code Block
https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/i18n/{key}
  • This endpoint will return information for application form values and customer facing messaging like disclaimers

  • You can retrieve all information or filter for specific messages using a key in the URL

Request Parameters:

Type

Parameter

Required

Details

HEADER

authorization

Yes

  • ASCII string (40)

  • This is the word “Bearer” with a space and then the access_token given in oauth/token API response

  • Default value: Bearer {insert_bearer_token_from_oauth_here/token_api}

HEADER

x-reference-id

Yes

  • ASCII string (32)

  • GUID

  • Unique identifier for the flow for traceability purposes

PATH

client_id

Yes

  • ASCII string (100)

  • This is the Client ID given in the Developer User Account section

QUERY

lang


  • ASCII string (5)

  • Customer Preferred language

  • Available values: (en=English) or (fr=French)

  • Default value: en

QUERY

{key}


  • ASCII string (1000)

  • Specific values can be used to filter the response

  • Not passing a value will response with all messages.

  • Available values:

    • salutation

    • provinces

    • security_id

    • govid_type

    • govid_issued_by

    • occupation

    • transaction_type

    • plan_id

    • qcpa_disclosure

    • insurance

    • insurance_tc

    • annual_fees

    • housing_type

Success Response:

Code Block
{
    "salutations": {
        "

...

mr": 

...

"Mr.",
        

...

"

...

ms": 

...

"Ms.",
        

...

"mrs": "Mrs.",
        "

...

mss": "

...

Miss."

...


    },
    "provinces": {
        "

...

AB": "

...

Alberta",
        "BC": "British Columbia",
        "

...

MB": "

...

Manitoba",
        

...

"NB": "

...

New Brunswick",
        "NL": "Newfoundland & Labrador",

...

        

...

"NS": "Nova Scotia",
        "

...

NT": 

...

"Northwest Territories",
        

...

"

...

NU": 

...

"Nunavut",
        

...

"

...

ON": "

...

Ontario",

...


        

...

"

...

PE": "

...

Prince Edward 

...

Island",
        "QC": "Quebec",
        "

...

SK": "

...

Saskatchewan",
        "YT": "Yukon Territory"
    

...

},
    "security_ids": {
        

...

"

...

4": "

...

What 

...

is 

...

the name of your favourite 

...

childhood friend?",
        "

...

5": "

...

What 

...

is the country of your ultimate dream vacation?",
        

...

"

...

6": "

...

What 

...

was the first concert 

...

you attended?",
        "

...

7": "

...

What is the name of the street you grew up on?",
        "

...

8": "

...

What is the name of your first grade teacher?",
        "

...

9": "

...

What 

...

is 

...

your favourite movie?"
    

...

},
    "

...

govid_types": 

...

{
        

...

"CADL": "

...

Driver's Licence",

...


        

...

"CAHC": "

...

Health 

...

Card",
        "CAPID": "Provincial ID Card",

...

        

...

"CAP": "Passport",
        "

...

CAPRC": 

...

"Permanent Resident Card",
        

...

"

...

CAICBC": 

...

"Insurance Corporation of British Columbia",
        

...

"

...

CAAR": "

...

Alberta 

...

Registries",

...

 

...

 

...

 

...

 

...

 

...

 

...

  "CASGI": "Saskatchewan Government Insurance",
        

...

"

...

CADSNS": "

...

Department 

...

of 

...

Service 

...

Nova 

...

Scotia 

...

and 

...

Municipal Relations",
        "CADPPEI": "Department of Transportation and Public Works of 

...

the Province of Prince Edward Island",
        "CASNB": "Service New Brunswick",
        "

...

CADGSNF": "

...

Department of Government Services and Lands of the 

...

Province 

...

of 

...

Newfoundland 

...

and 

...

Labrador",
        "CADTNW": "Department of Transportation of the Northwest 

...

Territories"

...

,

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

"CADCTN"

...

: "Department of Community Government and Transportation of the Territory of Nunavut",
        "

...

CACSC": "

...

Correctional 

...

Service 

...

Canada 

...

identification 

...

card (with the individual's name and photograph)",
      

...

  "CAGCEC": "Government of Canada employee identity card 

...

(with the 

...

individual's name and 

...

photograph)",
        

...

"

...

CALCB": 

...

"Liquor Control Board Age of Majority 

...

(BYID) card",
        "

...

CACFL": "

...

Canadian Firearms licence",
        

...

"CACFID": "

...

Canadian Forces identification card",
        "CAMPIC": "MPIC card issued by the Manitoba Public 

...

Insurance Corporation"

...

,

...

 

...

       "CACAID": "NEXUS or CANPASS Air membership card (issued by Canada Border Services 

...

Agency)"

...


...

    },
    "govid_issued_bys": {
        "

...

option_depends": 

...

{
 

...

 

...

          "CADL": {
     

...

           "AB": "

...

Alberta",
                "

...

BC": "

...

British 

...

Columbia",
                "

...

MB": "

...

Manitoba",
                "

...

NB": "

...

New Brunswick",
                "

...

NL": "

...

Newfoundland 

...

& 

...

Labrador",

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

        "NS": "Nova Scotia",
                "

...

NT": "

...

Northwest 

...

Territories",
                "

...

NU": 

...

"Nunavut",
                "ON": "Ontario",
                "

...

PE": "

...

Prince 

...

Edward Island",
                "

...

QC": "

...

Quebec",
                "SK": "Saskatchewan",
                "

...

YT": "

...

Yukon 

...

Territory"

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

    },
            "

...

CAHC": 

...

{

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

      "BC": "British Columbia",
         

...

       "NB": "New Brunswick",
                "

...

NL": "

...

Newfoundland 

...

& 

...

Labrador",
                "

...

NT": "

...

Northwest Territories",
                "

...

NU": "

...

Nunavut",

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

         "QC": "Quebec",
      

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

 

...

"SK": "Saskatchewan",
            

...

    "YT": "Yukon Territory"
  

...

         

...

 },
            "

...

CAPID": {
                "

...

ON": 

...

"Ontario"
            },
       

...

 

...

    "CAP": {
                "

...

CANADA": "

...

Canada"

...


            },
       

...

 

...

    "CAPRC": {
                "

...

CANADA": "

...

Canada"

...


            },
      

...

 

...

 

...

 

...

   "CAICBC": {
                "

...

BC": "

...

British 

...

Columbia"

...


            },
       

...

 

...

 

...

   "CAAR": {
                "

...

AB": "

...

Alberta"

...


            },
        

...

 

...

   "CASGI": {
                "

...

SK": "

...

Saskatchewan"
   

...

 

...

        },
            "

...

CADSNS": 

...

{
                

...

"

...

NS": "

...

Nova Scotia"

...


            },
       

...

 

...

 

...

   "CADPPEI": {
            

...

    "PE": "Prince Edward Island"
            

...

},
            "CASNB": {
                

...

"

...

NB": "

...

New 

...

Brunswick"

...


            },
       

...

 

...

 

...

   "CADGSNF": {
                "NL": "Newfoundland & Labrador"

...


            },
       

...

 

...

 

...

   "CADTNW": {
                "

...

NT": "

...

Northwest Territories"

...


            

...

},
            

...

"CADCTN": 

...

{
                

...

"

...

NU": "

...

Nunavut"

...


            

...

},
            

...

"

...

CACSC": {
                

...

"

...

CANADA": "

...

Canada"
            

...

},

...


            

...

"

...

CAGCEC": {
                

...

"CANADA": "Canada"
            

...

},

...


            

...

"

...

CALCB": {
                

...

"

...

AB": "

...

Alberta",
                

...

"BC": "British Columbia",
                "

...

MB": 

...

"Manitoba",
                

...

"

...

NB": "

...

New 

...

Brunswick",
                

...

"NL": "Newfoundland & Labrador",
                "

...

NS": 

...

"Nova Scotia",
                

...

"

...

NT": "

...

Northwest Territories",
                

...

"NU": "Nunavut",
                "

...

ON": 

...

"Ontario",
                

...

"

...

PE": "

...

Prince Edward Island",
                

...

"QC": "Quebec",
                "

...

SK": 

...

"Saskatchewan",
                

...

"

...

YT": "

...

Yukon 

...

Territory"
            

...

},

...


            

...

"

...

CACFL": {
                

...

"CANADA": "Canada"
            

...

},
            

...

"

...

CACFID": {

...


                "

...

CANADA": "

...

Canada"
            },

...


            "

...

CAMPIC": {
                

...

"

...

MB": "

...

Manitoba"
            

...

},
            

...

"

...

CACAID": {
                

...

"

...

CANADA": "

...

Canada"
            

...

}
 

...

       }
    },
    "

...

occupation_ids": {
        "options": {
            "

...

FE": "

...

Full-time Employment",
            "PE": "Part-time Employment",
 

...

           "SE": "Self-Employed",
    

...

 

...

       "RT": "Retired",
            "

...

ST": "

...

Student",
            

...

"HM": "Homemaker",
            

...

"

...

DS": 

...

"Disability",
            

...

"SW": "

...

Seasonal Worker",
            "UE": "Unemployed with 

...

income",
            

...

"

...

UW": 

...

"Unemployed without income",
            

...

"OT": "

...

Other"

...


        }
    

...

},
    

...

"

...

transaction_types": 

...

{

...

        "promotional_purchase": "Financed Purchase",
        

...

"

...

regular_purchase": "

...

Revolving Purchase"

...


    },
    

...

"plan_ids": {
        "

...

1": "

...

90 Days Grace, Equal Payments Regular Interest",
        "2": "Equal Payments, Low Interest",
        "

...

4": "

...

Equal Payments, Regular Interest",
        "5": "Equal Payments, No Interest",
        "

...

6": "

...

No Interest, No Payments (S.A.C.)",
        "7": "No Interest, No Payments",
        "

...

9": "

...

No 

...

Interest, Minimum monthly payments"
    },
    "qcpa_disclosure": "...",
    "insurance": "...",
    "

...

insurance_tc": "

...

...",
    "annual_fees": "...",
    "housing_type": {
        "

...

Rent": "

...

Rent",
        "Owned": "Owned",
        

...

"

...

Relatives": "

...

Lives 

...

with 

...

Relatives",
        

...

"Other": "Other"
  }
}

...

POST /client-id/{clientId}/widget/init

Code Block
https://{posapi_url}/flexiti/pos-api/v2.5/client-id/{client_id}/widget/init

The Flexiti widget is used for the Online channel only, and is for high orchestration scenarios, such as customer verification and multiple account selection. It is a UI component that’s an entry point to the Flexiti purchase flow.

For full Widget documentation start here - Flexiti Widget - POS API Online Channel Purchase Flow