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Error Overview

Flexiti uses conventional HTTP response codes to indicate the success or failure of an API request. In general:

...

Some 4xx errors that could be handled programmatically include an error code that briefly explains the error reported.

HTTP Status Code Summary

HTTP Status Code

Type

Status

200

Success

Everything worked as expected.

401

Unauthorized

An error with the Merchant authentication. Wrong or expired access token.

403

Forbidden

Request is forbidden for the level of access granted.

404

Not Found

The requested resource doesn't exist.

409

Bad Request

The request was unacceptable, often due to missing a required parameter or wrong format.

465

Blocked

Blocked a request that contained a malicious payload.

466

Blocked

Blocked a request due to an ACL rule.

467

Blocked

Blocked a request because it was Geo-blocked.

500

Server Errors

Something went wrong on the Flexiti side. (These are rare.)

...

*465/466/467 Status codes can be treated the same way as 403.

General Debugging Notes

  • If at anytime you receive an error for “general_error”, please email implementation@flexiti.com, as the issue is likely related to your account set-up.

General Input Errors

Input errors will tend to follow this model:

...

Merchant Integration Endpoint Errors

POST /oauth/token

Code

Error

Scenario

400

invalid_client

Wrong or missing client id or client_secret

400

invalid_request

Invalid or missing grant_type parameter

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

...

409

wrong_inputs

Invalid parameter

GET /client-id/{clientId}/i18n

Code

Error

Scenario

409

general_error

A generic error covering back-end process issues

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

wrong_inputs

Invalid parameter

POST /client-id/{clientId}/widget/init

Code

Error

Scenario

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

wrong_inputs

Invalid parameter

...

Credit Application Endpoint Errors

POST /client-id/{client_id}/apply

Code

Error

Scenario

400

general_error

A generic error covering back-end process issues

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

application_create_error

There was an error creating the Credit Application due to a 3rd party timeout

409

tos_agreement_required

Terms and Conditions missing or not agreed

409

customer_already_exists

Customer applying already has an account

409

not_verified

For the online channel, the /apply payload contains different personal information than the /init payload using the same token, or incorrect widget_session_id

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support applications for this account type.

409

wrong_inputs

Invalid parameter

...

Customer Endpoint Errors

GET /client-id/{client_id}/customers/lookup

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

user_not_able_to_purchase

Customer account status different to normal (NNOR)

409

user_not_active

Customer Account is not activated

409

merchant_not_support_nonprime_regularpurchase

Customer is non-prime and the Merchant does not accept non-prime or have the appropriate plans.

409

wrong_inputs

Invalid parameter

GET /client-id/{client_id}/customers/search

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

wrong_inputs

Invalid parameter

POST /client-id/{client_id}/account/{account_number}/verify

Code

Error

Scenario

400

sms_not_valid_phone

Phone number on file invalid/missing

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account or VCC is not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

merchant_override_is_not_allowed

Merchant is not configured for Merchant Override

409

piw_

regular_purchase_bypass_is_not_allowed

  • Customer does not qualify for a regular purchase bypass

  • Regular Purchase Bypass is not available in this channel

409

piw_mismatch

Personal Identification word entered does not match what is on file for the customer

409

secret_answer_mismatch

Security question answer does not match what is on file for the customer

POST /client-id/{client_id}/accounts/{account_number}/close

409

wrong_inputs

Invalid parameter

409

tries_exceed

The wrong security answer has been attempted on this account more than three times in the last 48 hours.

POST /client-id/{client_id}/accounts/{account_number}/close

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

POST /pos-api/client-id/{client_id}/accounts/{account_number}/calculate-interest

Code

Error

Scenario

404

not_found

Customer Account not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

Transaction Endpoint Errors

...

409

wrong_inputs

Invalid parameter

...

Transaction Endpoint Errors

POST /client-id/{client_id}/transactions

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account, VCC, or transaction

,

not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

invalid_transaction_type

wrong value for transaction type in the request

409

wrong_verification_code

Verification code entered is incorrect

409

verification_code_required

Verification code is a required parameter.

409

user_not_active

Customer Account is not activated

409

user_not_able_to_purchase

Customer account status different to normal (NNOR)

409

limit_payment_amount_24

Payments made on the account exceed the $10,000/day limit

409

not_enough_credit

Customer does not have enough open to buy for transaction amount

409

not_verified

For in-store channel the request_id does not match the one passed in the /verify endpoint

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support this account type (open/closed loop scenarios)

409

vcc_account_mismatch

The vcc number being passed in the request does not belong to the account number.

409

wrong_inputs

Invalid parameter

POST /client-id/{client-id}/authorization

Code

Error

Scenario

404

not_found

Customer Account or VCC not found

404

customer_identity_not_found

the customer didn’t pass through the widget or was not authenticated properly

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

credit_exceeded

Amount requested plus interest is greater than the available credit of the customer account.

409

not_permitted

API credentials do not have sufficient permissions to perform an authorization

409

general_error

A generic error covering back-end process issues

409

auth_not_allowed

Merchant has not been configured for preauthorization

409

plan_term_not_set

Merchant has not been configured for the financing option (Plan and Term or Regular Purchase).

409

plan_term_not_available

  • Plan and Term for prime category for a non-prime customer.

  • Plan "DP - SAC Interest Accrues" for a QC customer.

  • Plan "DP - SAC No Payments + No Interest Accrued" for a ROC customer.

409

user_not_able_to_purchase

Customer account status different than normal (NNOR)

409

not_verified

  • For in-store channel the request_id does not match the one passed in the /verify endpoint

  • for online channel the widget_session_id does not match the one used on the /init endpoint

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support this account type (open/closed loop scenarios)

409

vcc_account_mismatch

The vcc number being passed in the request does not belong to the account number.

409

wrong_inputs

Invalid parameter

GET /client-id/{clientId}/authorizations

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

date_from_bigger_than_date_to

The From date is later than the To date

...

409

wrong_inputs

Invalid parameter

GET /client-id/{clientId}/authorization/{authorizationId}

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

400

not_found

Authorization ID not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

wrong_inputs

Invalid parameter

POST /client-id/{clientId}/authorization/{authorizationId}/release

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Authorization ID not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

generic_error

A generic error covering back-end process issues

409

authorization_ended

Credit authorization has “closed” status

409

auth_amount_exceeded

Release amount is greater than the remaining credit authorization amount.

409

not_permitted

The employee doesn’t have enough permissions to perform the release

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

wrong_inputs

Invalid parameter

POST /client-id/{clientId}/authorization/{authorizationId}/capture

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Authorization ID not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

authorization_ended

Credit authorization has “closed” status

409

auth_amount_exceeded

Capture amount is greater than the remaining credit authorization amount.

409

not_permitted

  • The employee doesn’t have enough permissions to perform the capture, or;

  • Credit authorization has “unauthorized” or “onhold” status

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

wrong_inputs

Invalid parameter

POST /client-id/{clientId}/authorization/{authorizationId}/capture/{captureId}/return

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Authorization ID

or

, Capture ID, or VCC not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

capture_amount_exceeded

Return amount is greater than the remaining captured amount.

409

return_date_exceeded

Capture creation date is more than 100 days old.

409

wrong_transaction_type

The capture is not related to a promotional purchase

409

not_permitted

The employee doesn’t have enough permissions to perform the return

409

external_location_id_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support this account type (open/closed loop scenarios)

...

409

vcc_account_mismatch

The vcc number being passed in the request does not belong to the account number.

409

wrong_inputs

Invalid parameter

POST /client-id/{client_id}/accounts/{account_number}/refund

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

404

not_found

Customer Account, VCC, or Capture ID not found

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

refunds_limit_exceeded_amount

Refund amount exceeds account balance limit.

409

external_location_id

_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support this account type (open/closed loop scenarios)

_not_found

The external location ID being passed is not registered with Flexiti

409

account_type_not_permitted

The merchant is not able to support this account type (open/closed loop scenarios)

409

vcc_account_mismatch

The vcc number being passed in the request does not belong to the account number.

409

capture_amount_exceeded

Return amount is greater than the remaining captured amount.

409

wrong_inputs

Invalid parameter

GET /client-id/{clientId}/captures

Code

Error

Scenario

403

Insufficient scope: authorized scope is insufficient

Scope of the token is not sufficient to access the endpoint

409

invalid_role

The Developer Portal account being used is not provisioned for the API being accessed. Please contact Flexiti Implementation Support.

409

general_error

A generic error covering back-end process issues

409

date_from_bigger_than_date_to

The From date is later than the To date

409

wrong_inputs

Invalid parameter