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Note

Note: While testing apply flows in the Training or Merchant Integration environments you will not receive an SMS pin - just enter 2222 as the pin value in the widget. You will receive a dynamic pin for purchases however.

API Request Parameters:

Type

Parameter

Required

Details

HEADER

authorization

Yes

  • ASCII string (40)

  • This is the word “Bearer” with a space and then the access_token given in oauth/token API response

  • Default value: Bearer {insert_bearer_token_from_oauth_here/token_api}

HEADER

x-reference-id

Yes

  • ASCII string (32)

  • GUID

  • Unique identifier for the flow for traceability purposes

PATH

client_id

Yes

  • ASCII string (100)

  • This is the Client ID given in the Developer User Account section

BODY

customer_identification.account_number

Yes if flow is “purchase” and vcc_number and personal_information is empty

  • number (14)

  • The Account Number of the Customer

  • This is not the FlexitiCard number (VCC) or the Customer ID

BODY

customer_identification.vcc_number

Yes if flow is “purchase” and account_number and personal_information is empty

  • ASCII string (16)

  • The FlexitiCard Number (VCC) of the Customer’s Account

BODY

customer_identification.personal_information.first_name

  • Yes if flow is

“applyYes if flow is
  • “purchase” and account_number and vcc_number is empty

  • ASCII string (80)

  • Customer First Name

BODY

customer_identification.personal_information.last_name

Yes if flow is “apply

  • Yes if flow is “purchase” and account_number and vcc_number is empty

  • ASCII string (130)

  • Customer Last Name

BODY

customer_identification.personal_information.dob

  • Yes if flow is

“applyYes if flow is
  • “purchase” and account_number and vcc_number is empty

  • ASCII string (10)

  • Format: YYYY-MM-DD

  • Customer Date of Birth

BODY

customer_identification.personal_information.postal_code

  • Yes if flow is

“applyYes if flow is Yes if
  • “purchase” and account_number and vcc_number is empty

  • ASCII string (10)

  • Customer Postal Code

BODY

lang

  • ASCII string

  • customer’s preferred language for localization of the widget

  • Available values: en, fr

  • Default value: en

BODY

tos_agreement

flow

is “apply”boolean

BODY

flow

  • Acceptance of the Cardholder Agreement (must be true at the time of submission).

  • Default value: false

  • Yes

    • Available values: apply

    , purchase

    BODY

    email

    Yes if flow is “apply”

    • ASCII string (100)

    • Customer Email

    • This will be used for MFA

    BODY

    phone_number

    Yes if flow is “apply”

    • number (10)

    • Customer Mobile Phone Number

    • This will be used for MFA via SMS

    BODY

    address_1

    Yes if flow is “apply”

    • ASCII string (250)

    • Customer Address Line 1

    BODY

    address_2

     

    • ASCII string (100)

    • Customer Address Line 2

    BODY

    city

    Yes if flow is “apply”

    • ASCII string (100)

    • Customer City

    BODY

    province

    Yes if flow is “apply”

    • ASCII string (2)

    • Customer Province (2 character syntax, ex. ON for Ontario)

    • Available values: AB, BC, MB, NB, NL, NS, NT, NU, ON, PE, QC, SK, YT.

    BODY

    account_type

    Yes if flow is “apply”

    • ASCII string (100)

    • This is the type of account the customer is applying for

    • Available values: business or consumer

    • Default value: consumer

    Example Requests:

    Apply Flow

    Code Block
    languagejson
    {
        "customer_identification": {
            "personal_information": {
                "first_name": "John",
                "last_name": "Smith",
                "dob": "1988-07-24",
                "postal_code": "m1m1m1"
            }
        },
        "flow": "apply",
        "email": "john@email.com",
        "phone_number": 1231231234,
        "address_1": "Fake 445",
        "city": "Toronto",
        "province": "ON",
        "tos_agreement": true    
    }

    ...

    • (deprecated), purchase

    Example Request for Buy Flow:

    Code Block
    languagejson
    {
        "customer_identification": {
            "account_number": 20009100,       //conditional mandatory
            "vcc_number": "1070015210367982", //conditional mandatory
            "personal_information": {         //conditional mandatory
                "first_name": "John",
                "last_name": "Smith",
                "dob": "1988-07-24",
                "postal_code": "m1m1m1"
            }
        },
        "flow": "purchase"
    }

    ...