Page Comparison

These are all of the Endpoints required to identify or interact with Customers.

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Code Block

language	json

{
  "format": "security_question",
  "security_qid": "6",
  "security_answer": "Rainbow"sms",
  "request_id": "12345678901234567890"
}

...

Code Block

breakoutMode	wide

https://{posapi_url}/flexiti/pos-api/v2.5.1/client-id/{client_id}/accounts/12345/calculate-interest

NOTE: the /calculate-interest endpoint has been updated to version 2.5.1, reflected in the URI.

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Type	Parameter	Details
BODY	account_number	number (14) The Account Number of the Primary Account Holder This is not the VCC (Flexiti Card)
BODY	account_type	ASCII string (100) This is the type of account: consumer or business
BODY	amount	number (18,2) Authorization amount
BODY	customer.available_credit	number (18,2) Customer’s open to buy
BODY	customer.air	number (5,4) air for the customer
BODY	customer.first_name	ASCII string (35) Customer’s First Name
BODY	customer.last_name	ASCII string (50) Customer’s Last Name
BODY	customer.category_type	ASCII string (30) Category related to the customer’s risk rating Possible values: preferred, premium, standard
BODY	regular_purchase.term_amount	number (18,2) Value to explain the amount to be paid by month (or a deferred payment)
BODY	regular_purchase.air	number (5,4) air for the purchase
BODY	regular_purchase.verify	boolean Indicate if a customer can use regular_purchase_bypass as a format on the POST /client-id/{client_id}/account/{account_number}/verify endpoint for a regular revolve purchase. This value will be true if: the account_number being passed has made ≤ 3 regular purchases in the past 24HS; and, the amount on the request is ≤ $200
BODY	regular_purchase.fees.description	ASCII string (50) Customer facing label of this fee
BODY	regular_purchase.fees.amount	number (18,2) Amount of the fees
BODY	regular_purchase.fees.type	ASCII String (20) Denotes if the administrative fee amount is a monthly or total amount Possible values: admin_total admin_monthly
BODY	regular_purchase.fees.message	ASCII string (1000) Used to convey information necessary to notify the customer Merchant is obligated to display this to the customer
BODY	promotional_purchase.plan_id	number (3) ID of the promotional plan
BODY	promotional_purchase.plan_name	ASCII string Name of the promotional plan available to the customer
BODY	promotional_purchase.terms.term	number (3) Term of the promotional plan Merchant is obligated to display this to the customer
BODY	promotional_purchase.terms.term_amount	number (18,2) Value to explain the amount to be paid by month (or a deferred payment) This will include admin fees Merchant is obligated to display this to the customer
BODY	promotional_purchase.terms.annual_rates.description	ASCII string Customer facing long-form label of this interest rate Merchant can choose to display either this field or the short-form label to the customer
BODY	promotional_purchase.terms.annual_rates.rate	number (5, 4) Applicable interest rate presented in decimal form Merchant is obligated to display this rate to the customer
BODY	promotional_purchase.terms.annual_rates.type	ASCII string Customer facing short-form label of the interest rate Merchant can choose to display either this field or the long-form label to the customer Possible values: “APR”, “AIR” depending on the plan type / plan_id
BODY	promotional_purchase.terms.annual_rates.message	ASCII string (1000) Used to convey legal disclaimer necessary to notify the customer about their promotional plan Merchant is obligated to display this to the customer within 1-click away from the plan selection
BODY	promotional_purchase.terms.fees.description	ASCII string (50) Customer facing label of this fee Merchant is obligated to display this to the customer
BODY	promotional_purchase.terms.fees.amount	number (18,2) Amount of the fees Merchant is obligated to display this to the customer
BODY	promotional_purchase.terms.fees.type	ASCII String (20) Whether the fees displayed are per month or in total Possible values: admin_total, admin_monthly
BODY	promotional_purchase.terms.fees.message	ASCII string (1000) Used to convey information necessary to notify the customer Merchant is obligated to display this to the customer

...

Code Block

breakoutMode	wide
language	json

{
    "account_number": 116994755,
    "account_type": "consumer",
    "amount": 10.5,
    "customer": {
        "air": 0.3099,
        "available_credit": 14000,
        "first_name": "Flexiti",
        "last_name": "MITester",
        "category_type": "preferred"
    },
    "regular_purchase": {
        "term_amount": 10.5,
        "air": 0.3099,
        "fees": [],
        "verify": true
    },
    "promotional_purchase": [
        {
            "plan_id": 4,
            "plan_name": "EMP - Regular Interest"
            "terms": [
                {
                    "term": 3,
                    "term_amount": 3.56,
                    "fees": [],
                    "annual_rates": {
                        "description": "Annual Promotional Interest Rate:",
                        "rate": 0.0999,
                        "type": "APR",
                        "message": "Promotional annual interest rate applies during the promotional period and is included in your estimated monthly payments. Account annual interest rate is charged if the promo is cancelled or expires without full payment and applies when promos are not in effect."
                    }
                },
                {
                    "term": 6,
                    "term_amount": 10.38,
                    "fees": [
                        {
                            "description": "Administrative fees:",
                            "amount": 50,
                            "type": "admin_total",
                            "message": "Although your administrative fee may be represented as a monthly or annual amount, the fee is due in full if the account is paid off early. See terms and conditions for full details."
                        }
                    ],
                    "annual_rates": {
                        "description": "Annual Promotional Interest Rate:",
                        "rate": 0.0999,
                        "type": "APR",
                        "message": "Promotional annual interest rate applies during the promotional period and is included in your estimated monthly payments. Account annual interest rate is charged if the promo is cancelled or expires without full payment and applies when promos are not in effect."
                    }
                },
                {
                    "term": 12,
                    "term_amount": 5.32,
                    "fees": [
                        {
                            "description": "Administrative fees:",
                            "amount": 49.99,
                            "type": "admin_total",
                            "message": "Although your administrative fee may be represented as a monthly or annual amount, the fee is due in full if the account is paid off early. See terms and conditions for full details."
                        }
                    ],
                    "annual_rates": {
                        "description": "Annual Promotional Interest Rate:",
                        "rate": 0.0999,
                        "type": "APR",
                        "message": "Promotional annual interest rate applies during the promotional period and is included in your estimated monthly payments. Account annual interest rate is charged if the promo is cancelled or expires without full payment and applies when promos are not in effect."
                    }
                }
            ]
        },
        {
            "plan_id": 6,
            "terms": [
                {
                    "term": 3,
                    "term_amount": 10.5,
                    "fees": [],
                    "annual_rates": {
                        "description": "Annual Interest Rate:",
                        "rate": 0.3099,
                        "type": "AIR",
                        "message": "Interest at the annual interest rate accrues (on applicable plans) during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account."
                    }
                },
                {
                    "term": 6,
                    "term_amount": 70.49,
                    "fees": [
                        {
                            "description": "Administrative fees:",
                            "amount": 59.99,
                            "type": "admin_total",
                            "message": "Although your administrative fee may be represented as a monthly or annual amount, the fee is due in full if the account is paid off early. See terms and conditions for full details."
                        }
                    ],
                    "annual_rates": {
                        "description": "Annual Interest Rate:",
                        "rate": 0.3099,
                        "type": "AIR",
                        "message": "Interest at the annual interest rate accrues (on applicable plans) during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account."
                    }
                }
            ]
        }
    ]
}

Success Response - Quebec Customer

]
}

Success Response - Quebec Customer

Code Block

breakoutMode	wide
language	json

{
    "account_number": 116994859,
    "account_type": "consumer",
    "amount": 10.5,
    "customer": {
        "air": 0.3099,
        "available_credit": 13500,
        "first_name": "Flexiti",
        "last_name": "MITester",
        "category_type": "preferred"
    },
    "regular_purchase": {
        "term_amount": 10.5,
        "air": 0.3099,
        "fees": [],
        "verify": true
    },
    "promotional_purchase": [
        {
            "plan_id": 4,
            "plan_name": "EMP - Regular Interest"
            "terms": [
                {
                    "term": 3,
                    "term_amount": 3.56,
                    "fees": [],
                    "annual_rates": {
                        "description": "Annual Promotional Interest Rate:",
                        "rate": 0.0999,
                        "type": "APR",
                        "message": "Promotional annual interest rate applies during the promotional period and is included in your estimated monthly payments. Account annual interest rate is charged if the promo is cancelled or expires without full payment and applies when promos are not in effect."
                    }
                },
                {
                    "term": 6,
                    "term_amount": 1.8,
                    "fees": [],
                    "annual_rates": {
                        "description": "Annual Promotional Interest Rate:",
                        "rate": 0.0999,
                        "type": "APR",
                        "message": "Promotional annual interest rate applies during the promotional period and is included in your estimated monthly payments. Account annual interest rate is charged if the promo is cancelled or expires without full payment and applies when promos are not in effect."
                    }
                }
            ]
        }
    ]
}

Versions Compared

Old Version 106

New Version Current

Key

Success Response - Quebec Customer

Success Response - Quebec Customer